Surveys

Property Loss Control Surveys

The TVA Highly Protected Risk (HPR) department conducts detailed loss prevention surveys to evaluate a facility for property loss control. Surveys are typically conducted at large, complex industrial and commercial properties. Insurers, insured clients, and other customers use the information gathered, which guarantees the highest level of protection and safety.

To start, we conduct a thorough tour of the location in order to obtain vital information: details on construction, occupancy, protection, and exposures. Fire protection features are reviewed and analyzed to ensure that they are in accordance with nationally recognized standards. We can also witness/conduct pump and hydrant flow tests, drain and inspector test flows, alarm testing, dry pipe valve trip testing, and other related services.

A review of other potential hazards is also completed during the survey. This includes, but is not limited to, an evaluation of exposure to wind storm, flood, burglary and theft, earthquake, or collapse. We also evaluate all inherent exposures at a facility in order to control and prevent loss.

Comprehensive, in-depth technical reports are prepared, confirming the facility's conditions and the conclusions made during the survey. Photographs, as permitted by management, can be taken during the survey to document physical conditions and deficiencies.

HPR Surveys

TVA's talented staff performs on-site surveys and generates HPR-quality underwriting reports for use by the insured, the carrier, or the broker. Our engineers are proficient in domestic and applicable international standards and are experienced in handling delicate and sensitive situations.

We will custom tailor our report to suit the needs of the insured, the carrier, and the broker, and use engineering criteria and guidelines accepted by insurance carriers. Since TVA HPR Engineers have years of experience in hazard identification, hazard mitigation, and quality assurance, you can have complete confidence in our findings.

Middle Market Annual Surveys

This service is similar to the HPR Program, but tailored for non-HPR quality risks.